Master your money. Prove it anywhere.

Africa's first AI-powered financial education platform.

Breezberg_ teaches a 36-module curriculum with an AI teacher that knows Tanzania's taxes, prices and mobile money (more countries coming), from your first budget to reading a balance sheet at work. Learning is free. Certificates are signed and verifiable worldwide.

Start learning free · See the curriculum

36 modules. Six parts. Three certificates.

One complete path from your first budget to running a team's budget. Every module is taught with local examples (Tanzania's edition is live today) and ends with a short check, and the modules stack into certificates you can earn one at a time.

• Personal Money Management: modules 1–18, foundations, day-to-day money, and debt, credit and protection.
• Wealth Building: modules 19–29, investing, property, group savings, side income, tax, retirement, estate planning and family money.
• Finance for Leaders: modules 30–35, financial statements, budgeting and cost control, decisions, working capital, ethics and workplace financial wellness.
• Capstone: module 36, your own personal financial plan, which closes every certificate.

See every module and objective

A teacher that knows where you live.

The AI teacher takes you through every module the way a good tutor would: in plain language, with examples from your own life, and as many questions as you like.

• One objective at a time: it teaches each module in order, checks you understood, and only then moves on.
• Local money, not someone else's: examples use Tanzania's taxes, prices, pensions and mobile money today; other countries get their own edition as they launch.
• Sources you can check: when it needs a current figure it searches regulators, government agencies and licensed institutions only, and shows you where the answer came from.
• It teaches, it never advises: Breezberg_ is education, not financial advice.
• Example (Module 5, Understanding Your Income): on a TZS 800,000 salary, the NSSF share is TZS 80,000 and PAYE on the remaining TZS 720,000 is TZS 60,000 (TZS 20,000 plus 20% above 520,000), so take-home pay is TZS 660,000. Sources: Tanzania Revenue Authority (tra.go.tz) and NSSF (nssf.go.tz).

From your first lesson to a certificate.

Learning and checking your understanding are free for everyone. You only need Pro, or a seat from your institution, when you go for a certificate.

• 1. Learn with the AI teacher, objective by objective (free).
• 2. Pass the module check at the end of every module (free).
• 3. Sit the 40-question certificate exam (60 minutes, pass mark 70%) and write your capstone personal financial plan.
• 4. Get a certificate anyone can verify, and add it to LinkedIn in one click.

Certificates anyone can check.

A Breezberg_ certificate is proof you can carry anywhere. Employers, universities and anyone else can confirm it in seconds at breezberg.com/verify.

• Digitally signed with an Ed25519 key; the seal is drawn from the signature.
• Checked in seconds by QR code or at breezberg.com/verify: name, programme, country context, issue date and live status, nothing else.
• Issued as an Open Badges 3.0 credential.
• Added to LinkedIn in one click, or downloaded as a PDF.

How certificates work · Verify a certificate

For colleges, universities and employers.

Give a whole class, intake or team the same curriculum and an AI teacher each, while your own instructors stay in charge of the marking.

• Cohorts and enrollment codes, with email invites and seat limits.
• An instructor dashboard with every learner's modules, checks, exams and capstone plans.
• Instructors review the AI's marking and can confirm or adjust any mark.
• Sponsored seats that cover certificate exams, grading and certificates.

Bring Breezberg_ to your institution

Built in Tanzania, for the whole continent.

Generic personal-finance courses teach someone else's money. Every module here comes with Tanzanian figures, institutions and examples, with sources cited.

• Tanzanian shillings (TZS) in every price, salary and example.
• PAYE and your payslip, with the real Mainland tax bands.
• NSSF and PSSSF pensions.
• Mobile money: M-Pesa, Mixx by Yas (formerly Tigo Pesa), Airtel Money and HaloPesa.
• SACCOS and VICOBA group savings.
• The Dar es Salaam Stock Exchange and government bonds.

More African countries are coming.

Each country gets its own taxes, pensions, prices and payment methods before it launches. You can learn from anywhere today; join the waitlist and we'll tell you when your country's edition is ready.

Learning is free. Certificates come with Pro.

Free for every learner: all 36 modules, the AI teacher with a fair-use daily limit, and every module check.

Pro, for certificates: TZS 99,999 a year for certificate exams, capstone grading and signed, verifiable certificates. Pay with Mixx by Yas (Tigo Pesa), Airtel Money or HaloPesa; no card needed.

Learning through a college, university or employer? A sponsored seat includes certificate exams, grading and certificates.

Questions people ask

• Is it free? Learning is free: all 36 modules, the AI teacher (with a fair-use daily limit) and every module check. Certificate exams, capstone grading and certificates are part of Pro, TZS 99,999 a year paid with mobile money, or come with a seat sponsored by your institution.
• How does the AI teacher work? Each module has a written core: learning objectives, key concepts and country facts, with sources. The AI teacher takes you through it one objective at a time, uses local examples (Tanzania's edition is live today, with more countries to follow), checks that you understood and answers your questions. When it needs a current figure it searches regulators, government agencies and licensed institutions only, such as the Tanzania Revenue Authority, and shows its sources.
• Which countries does it cover? Tanzania is live: every module has Tanzanian figures, taxes, pensions and mobile money. The curriculum and the certificates are the same worldwide, so you can learn from anywhere. Editions for Kenya, Uganda, Rwanda, Nigeria, Ghana, South Africa and other countries are coming; join the waitlist to hear when yours launches.
• How are certificates verified? Every certificate is digitally signed and has a unique code and QR code. Anyone can check it at breezberg.com/verify, which shows the holder's name, the programme, the issue date and whether it is valid. Certificates are also issued as Open Badges 3.0 credentials and can be added to LinkedIn in one click.

All questions

Start with Module 1 today.

It's free, it takes about 25 minutes, and the AI teacher is ready when you are.

Start learning free

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