Privacy Policy

Last Updated: 2026-10-11. Draft — pending legal review. This document is a working draft provided for transparency. It is not yet a final or legally binding agreement and may change following professional legal review.

1. Who we are & what this covers

Breezberg_ is an AI-powered financial education platform: a 36-module financial literacy curriculum taught by an AI teacher, module checks, certificate exams and capstone plans, verifiable certificates, and cohorts that institutions run for their learners. Breezberg_ is not a broker-dealer and does not provide personalized investment advice.

2. Information we collect

Account details, learning activity, assessments and certificates (including the legal name you confirm for your certificates), cohort membership, AI interactions, subscription and referral data, technical data and support communications.

3. How we use your information

We use your data to operate and secure your account, teach you through the AI teacher, grade your checks, exams and capstone plans, issue and verify your certificates, run cohorts for the institutions you join, process subscriptions, provide support, prevent fraud and abuse, and improve the platform. We do not sell your personal data.

4. AI processing

Breezberg_ is built around AI.

Our AI features are provided by Anthropic (the company behind Claude). If Claude is momentarily unavailable, the request is answered by our backup provider, Groq.

We send only the minimum needed to answer your question: your first name and your learning context. We never send your email, surname, phone number, national ID / TIN, payment or balance details, or IP address to the AI provider.

Certificate exams and capstone plans are graded by AI. A sample of results, and every result close to the pass mark, is reviewed by a human moderator who can confirm or change the mark.

When an answer needs up-to-date information, Claude can run a live web search restricted to trusted official sources, and answers that use it show their sources as citations.

5. Certificates & public verification

Anyone with a certificate's verification code or link can see only: the name printed on it, the programme and certificate title, the country edition, the issue date, the verification code, its status (valid, pending moderation or revoked) and whether its digital signature checks out. It never shows your email, account details, scores, exam answers or capstone plan.

6. Digital credentials & LinkedIn

Once a result stands, a certificate is also available as a signed Open Badges 3.0 credential that identifies you only by the printed name. “Add to LinkedIn” opens LinkedIn with the certificate title, issuer, issue date, verification code and link filled in; nothing is sent until you confirm it on LinkedIn.

7. Institutions, cohorts & instructors

With your consent, instructors and administrators of a cohort you join can see your name and email, when you joined, the modules you have been taught and passed, your check scores, your exam and capstone results and your certificates. They can moderate your AI-graded results, export the roster as CSV and remove you. Leaving the cohort ends their access immediately.

8. Cookies & sessions

We use strictly necessary cookies to keep you signed in and to protect your account.

9. How we share data

We do not sell your personal data. We share it with AI providers, with anyone you give a verification code, with institutions whose cohorts you join, and with infrastructure, email and payment providers.

10. Data retention & deletion

When you delete your account, we first soft-delete it and keep it recoverable for a 30-day window in case the deletion was accidental or you change your mind. After that, your personal data is anonymized and your certificates are deleted, so their verification links stop working.

11. Your rights

You have the right to access, correct and delete your data, and to leave any cohort to withdraw an institution's access.

12. Security

We protect your data with measures including encrypted transport (HTTPS), hashed passwords, HttpOnly session cookies, signed API requests, rate limiting, and access controls that keep sensitive fields encrypted at rest.

13. International processing

Breezberg_ is a global platform and our service providers (including AI, hosting, and payment providers) may process your data in countries other than your own.

14. Changes to this policy

We may update this Privacy Policy from time to time.

15. Contact us

Questions about this policy or your data? Contact us at [email protected].